Skip to main content
More Adventures

Journal

Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat.

7 consejos útiles de hipoteca

Compañía de Hipotecas en Houston

Comprar una casa nueva es un momento emocionante para todos. A veces puede ser un desafío dejar de soñar despierto acerca de cuán grande será su nuevo hogar. Por más emocionante que parezca, no te dejes llevar demasiado y termines quedándote ciego como propietario de una casa.

Aquí hay algunos consejos sobre préstamos hipotecarios para ayudarlo a conseguir todos sus patos seguidos primero. Si sigue estos sencillos pasos, tendrá más posibilidades de que su solicitud de hipoteca sea aprobada y obtenga el mejor préstamo hipotecario posible.

1. Obtenga su puntaje de crédito

Usted ha estado pagando su tarjeta de crédito, préstamo de automóvil y otras facturas a tiempo todos los meses. Su puntaje de crédito es probablemente lo suficientemente alto, ¿verdad?

No hay forma de saberlo con seguridad a menos que realmente obtenga su puntaje de crédito. Con muchos factores que influyen en tu puntaje, es difícil predecir cuál será el tuyo sin jalarlo. Además, el robo de identidad es real y puede afectar gravemente tu puntaje, sin que te des cuenta.

2. Obtenga sus documentos financieros en orden

El proceso del préstamo hipotecario es complicado y está lleno de documentos. No solo eso, sino que a veces tiene que moverse rápidamente para aprovechar una tasa de interés baja. Ingrese al proceso con todos sus documentos preparados, y le será mucho más fácil cumplir las solicitudes de manera oportuna.

Para empezar, necesitará su W-2 más reciente, sus dos últimos recibos de pago, las declaraciones de impuestos de los últimos dos años y los estados de cuenta actuales de todas las cuentas bancarias.

3. Obtener la aprobación previa

No salga a ver casas nuevas sin una aprobación previa primero. Debe saber cuánto le prestará el banco y aproximadamente cuánto serán sus pagos. De lo contrario, podría terminar enamorándose de un hogar que desafortunadamente está fuera de su alcance.

4. Sepa lo que puede pagar

No es raro que los bancos le aprueben más de lo que realmente puede pagar. Eche un vistazo a su estilo de vida y cómo un nuevo pago de hipoteca podría influir en eso. Comprenda su máximo personal (puede o no alinearse con la aprobación previa del banco) y comience a buscar casas que caigan bajo ese número más alto.

5. Estar preparado con dinero en efectivo

Excepto con unas pocas opciones de financiamiento específicas, necesitará un pago inicial para la compra de su casa y, por lo general, puede esperar poner por lo menos un mínimo de 3.5% del precio de compra.

También necesitará dinero para una inspección de la casa, una evaluación de la casa, tarifas de solicitud y otros gastos de cierre.

6. No cambie su empleo

Los prestamistas utilizan la información que usted proporciona al momento de la solicitud de aprobación o denegación del préstamo. Si lo aprueban, no cambie su estado de empleo o de ingresos hasta que finalice el proceso de préstamo. Cambiar su empleo o ingreso durante el proceso demorará significativamente el proceso de préstamo en el mejor de los casos, y en el peor de los casos, podría hacer que se le niegue el préstamo por completo.

7. Manejar su deuda

Entrar en el proceso de préstamo con la menor deuda posible. Los prestamistas evalúan su relación deuda-ingreso al determinar si le otorgarán un préstamo. Sus pagos mensuales de la deuda no deben ser mayores que un cierto porcentaje de sus ingresos mensuales, y puede obtener una mejor tasa si su relación deuda / ingresos es menor.

Además, no agregue a su deuda durante el proceso de préstamo. Los prestamistas volverán a retirar su crédito antes de cerrar, así que espere a realizar compras importantes hasta que haya cerrado.

Solicitar un préstamo hipotecario puede ser un evento emocionante y estresante. Si se prepara financieramente con estos importantes consejos sobre préstamos hipotecarios, puede aprovechar la mayor parte del estrés del proceso.

Fuente: cascadeloans

Financial Capital Group, LLC es un prestamista que ofrece soluciones de financiamiento residencial y comercial para empresas, profesionales, individuos y familias desde 1999. Nuestro amor y cuidado por los demás se dirige tanto dentro de nuestros muros como fuera de ellos. Nuestro deseo es trabajar juntos para satisfacer las necesidades de nuestros clientes.

20 Compania de Hipotecas en Houston

Compañía de Hipotecas en Houston.

Compañía de Hipotecas en Houston, Hipoteca residencial en Houston, Hipoteca comercial, Construcción Hipotecaria, Hipoteca Industrial, Hipoteca de la tierra, Hipoteca de refinanciamiento, Hipoteca, Hipoteca convencional, Seguro hipotecario, Seguro hipotecario privado, Opciones de hipoteca, Programas Hipotecarios, Tasas hipotecarias, Hipoteca Profesional, Calculadora de hipoteca, Solicitud de hipoteca, Proceso hipotecario, Proceso de préstamo hipotecario, Opciones de préstamo, Compañía de préstamos, Préstamos Convencionales, Seguro de préstamo personal, Opciones de préstamo, Programas de préstamos, Préstamo Profesional, Estimación del préstamo, Calculadora de préstamo, Solicitud de préstamo, Financial Capital Group

SÍGUENOS

facebooktwitterlinkedinparksgoogleyoutube 

   

Newsletter




Equal Housing Leader

© Financial Capital Group. Sitio web diseñado por LaraNet | ¡Expande tu negocio!

9.724MBMemory Usage784msRequest Duration
Joomla! Version5.2.5
PHP Version8.1.31
Identityguest
Response200
Templateyootheme
Database
Server
mysql
Version
8.0.37
Collation
utf8mb4_0900_ai_ci
Conn Collation
utf8mb4_0900_ai_ci
$_GET
[]
$_POST
[]
$_SESSION
array:1 [ "joomla" => "***redacted***" ]
$_COOKIE
[]
$_SERVER
array:59 [ "USER" => "fincapgroup" "HOME" => "/home/fincapgroup" "SCRIPT_NAME" => "/index.php"...
session
array:3 [ "counter" => 1 "timer" => array:3 [ "start" => 1743745819 "last" => 1743745819...
registry
array:3 [ "data" => [] "initialized" => false "separator" => "." ]
user
array:21 [ "id" => 0 "name" => null "username" => null "email" => null "password" => "***r...
plg_system_languagefilter
array:1 [ "language" => "es-ES" ]
  • afterLoad (93.3KB) (62.63ms)
  • afterInitialise (1.94MB) (219ms)
  • afterRoute (837.48KB) (52.81ms)
  • beforeRenderComponent com_content (30.05KB) (9.62ms)
  • Before Access::preloadComponents (all components) (96.52KB) (6.68ms)
  • After Access::preloadComponents (all components) (135.15KB) (2.43ms)
  • Before Access::preloadPermissions (com_content) (4.2KB) (32μs)
  • After Access::preloadPermissions (com_content) (183.66KB) (1.32ms)
  • Before Access::getAssetRules (id:468 name:com_content.article.299) (18.8KB) (37μs)
  • After Access::getAssetRules (id:468 name:com_content.article.299) (8.47KB) (142μs)
  • afterRenderComponent com_content (4.21MB) (207ms)
  • Before Access::getAssetRules (id:8 name:com_content) (391.21KB) (12.37ms)
  • After Access::getAssetRules (id:8 name:com_content) (1.59KB) (19μs)
  • afterDispatch (13.32KB) (2.1ms)
  • beforeRenderRawModule mod_yootheme_builder (Journal Hero) (190.61KB) (24.27ms)
  • afterRenderRawModule mod_yootheme_builder (Journal Hero) (207.2KB) (28.8ms)
  • beforeRenderModule mod_yootheme_builder (Journal Hero) (720B) (13μs)
  • afterRenderModule mod_yootheme_builder (Journal Hero) (3.06KB) (1.67ms)
  • beforeRenderRawModule mod_yootheme_builder (Footer (ES)) (7.59KB) (2.45ms)
  • afterRenderRawModule mod_yootheme_builder (Footer (ES)) (443.45KB) (22.82ms)
  • beforeRenderModule mod_yootheme_builder (Footer (ES)) (720B) (11μs)
  • afterRenderModule mod_yootheme_builder (Footer (ES)) (1.74KB) (126μs)
  • beforeRenderRawModule mod_menu (Main Menu (ES)) (15.88KB) (289μs)
  • afterRenderRawModule mod_menu (Main Menu (ES)) (201.94KB) (8.16ms)
  • beforeRenderModule mod_menu (Main Menu (ES)) (720B) (9μs)
  • afterRenderModule mod_menu (Main Menu (ES)) (6.31KB) (149μs)
  • beforeRenderRawModule mod_languages (Language Switcher (mobile)) (3.73KB) (36μs)
  • afterRenderRawModule mod_languages (Language Switcher (mobile)) (193.57KB) (14.73ms)
  • beforeRenderModule mod_languages (Language Switcher (mobile)) (720B) (10μs)
  • afterRenderModule mod_languages (Language Switcher (mobile)) (3.45KB) (80μs)
  • beforeRenderRawModule mod_custom () (1.18KB) (1.35ms)
  • afterRenderRawModule mod_custom () (32.03KB) (6.11ms)
  • beforeRenderModule mod_custom () (704B) (9μs)
  • afterRenderModule mod_custom () (6.77KB) (82μs)
  • beforeRenderRawModule mod_custom (Redes) (1.42KB) (417μs)
  • afterRenderRawModule mod_custom (Redes) (1.34KB) (639μs)
  • beforeRenderModule mod_custom (Redes) (704B) (7μs)
  • afterRenderModule mod_custom (Redes) (1.73KB) (93μs)
  • beforeRenderRawModule mod_custom (SUBIR DOCUMENTOS) (168B) (29μs)
  • afterRenderRawModule mod_custom (SUBIR DOCUMENTOS) (960B) (133μs)
  • beforeRenderModule mod_custom (SUBIR DOCUMENTOS) (720B) (7μs)
  • afterRenderModule mod_custom (SUBIR DOCUMENTOS) (1.74KB) (79μs)
  • beforeRenderRawModule mod_custom (Phone Toolbar) (3.87KB) (941μs)
  • afterRenderRawModule mod_custom (Phone Toolbar) (1.13KB) (131μs)
  • beforeRenderModule mod_custom (Phone Toolbar) (720B) (5μs)
  • afterRenderModule mod_custom (Phone Toolbar) (1.74KB) (80μs)
  • beforeRenderRawModule mod_menu (Main Menu (ES) (mobile)) (23.27KB) (493μs)
  • afterRenderRawModule mod_menu (Main Menu (ES) (mobile)) (3.48KB) (1.72ms)
  • beforeRenderModule mod_menu (Main Menu (ES) (mobile)) (720B) (9μs)
  • afterRenderModule mod_menu (Main Menu (ES) (mobile)) (1.85KB) (124μs)
  • beforeRenderRawModule mod_languages (Language Switcher (mobile) (2)) (440B) (33μs)
  • afterRenderRawModule mod_languages (Language Switcher (mobile) (2)) (1.55KB) (745μs)
  • beforeRenderModule mod_languages (Language Switcher (mobile) (2)) (720B) (8μs)
  • afterRenderModule mod_languages (Language Switcher (mobile) (2)) (1.77KB) (72μs)
  • beforeRenderRawModule mod_custom () (4.02KB) (698μs)
  • afterRenderRawModule mod_custom () (1.03KB) (268μs)
  • beforeRenderModule mod_custom () (704B) (6μs)
  • afterRenderModule mod_custom () (3.39KB) (64μs)
  • beforeRenderRawModule mod_custom () (976B) (336μs)
  • afterRenderRawModule mod_custom () (1008B) (240μs)
  • beforeRenderModule mod_custom () (704B) (6μs)
  • afterRenderModule mod_custom () (2.92KB) (61μs)
  • afterRender (873.14KB) (83.33ms)
  • 1 x afterInitialise (1.94MB) (27.9%)
    219ms
    1 x afterRenderComponent com_content (4.21MB) (26.37%)
    207ms
    1 x afterRender (873.14KB) (10.64%)
    83.33ms
    1 x afterLoad (93.3KB) (7.99%)
    62.63ms
    1 x afterRoute (837.48KB) (6.74%)
    52.81ms
    1 x afterRenderRawModule mod_yootheme_builder (Journal Hero) (207.2KB) (3.68%)
    28.80ms
    1 x beforeRenderRawModule mod_yootheme_builder (Journal Hero) (190.61KB) (3.1%)
    24.27ms
    1 x afterRenderRawModule mod_yootheme_builder (Footer (ES)) (443.45KB) (2.91%)
    22.82ms
    1 x afterRenderRawModule mod_languages (Language Switcher (mobile)) (193.57KB) (1.88%)
    14.73ms
    1 x Before Access::getAssetRules (id:8 name:com_content) (391.21KB) (1.58%)
    12.37ms
    1 x beforeRenderComponent com_content (30.05KB) (1.23%)
    9.62ms
    1 x afterRenderRawModule mod_menu (Main Menu (ES)) (201.94KB) (1.04%)
    8.16ms
    1 x Before Access::preloadComponents (all components) (96.52KB) (0.85%)
    6.68ms
    1 x afterRenderRawModule mod_custom () (32.03KB) (0.78%)
    6.11ms
    1 x beforeRenderRawModule mod_yootheme_builder (Footer (ES)) (7.59KB) (0.31%)
    2.45ms
    1 x After Access::preloadComponents (all components) (135.15KB) (0.31%)
    2.43ms
    1 x afterDispatch (13.32KB) (0.27%)
    2.10ms
    1 x afterRenderRawModule mod_menu (Main Menu (ES) (mobile)) (3.48KB) (0.22%)
    1.72ms
    1 x afterRenderModule mod_yootheme_builder (Journal Hero) (3.06KB) (0.21%)
    1.67ms
    1 x beforeRenderRawModule mod_custom () (1.18KB) (0.17%)
    1.35ms
    1 x After Access::preloadPermissions (com_content) (183.66KB) (0.17%)
    1.32ms
    1 x beforeRenderRawModule mod_custom (Phone Toolbar) (3.87KB) (0.12%)
    941μs
    1 x afterRenderRawModule mod_languages (Language Switcher (mobile) (2)) (1.55KB) (0.1%)
    745μs
    1 x beforeRenderRawModule mod_custom () (4.02KB) (0.09%)
    698μs
    1 x afterRenderRawModule mod_custom (Redes) (1.34KB) (0.08%)
    639μs
    1 x beforeRenderRawModule mod_menu (Main Menu (ES) (mobile)) (23.27KB) (0.06%)
    493μs
    1 x beforeRenderRawModule mod_custom (Redes) (1.42KB) (0.05%)
    417μs
    1 x beforeRenderRawModule mod_custom () (976B) (0.04%)
    336μs
    1 x beforeRenderRawModule mod_menu (Main Menu (ES)) (15.88KB) (0.04%)
    289μs
    1 x afterRenderRawModule mod_custom () (1.03KB) (0.03%)
    268μs
    1 x afterRenderRawModule mod_custom () (1008B) (0.03%)
    240μs
    1 x afterRenderModule mod_menu (Main Menu (ES)) (6.31KB) (0.02%)
    149μs
    1 x After Access::getAssetRules (id:468 name:com_content.article.299) (8.47KB) (0.02%)
    142μs
    1 x afterRenderRawModule mod_custom (SUBIR DOCUMENTOS) (960B) (0.02%)
    133μs
    1 x afterRenderRawModule mod_custom (Phone Toolbar) (1.13KB) (0.02%)
    131μs
    1 x afterRenderModule mod_yootheme_builder (Footer (ES)) (1.74KB) (0.02%)
    126μs
    1 x afterRenderModule mod_menu (Main Menu (ES) (mobile)) (1.85KB) (0.02%)
    124μs
    1 x afterRenderModule mod_custom (Redes) (1.73KB) (0.01%)
    93μs
    1 x afterRenderModule mod_custom () (6.77KB) (0.01%)
    82μs
    1 x afterRenderModule mod_custom (Phone Toolbar) (1.74KB) (0.01%)
    80μs
    1 x afterRenderModule mod_languages (Language Switcher (mobile)) (3.45KB) (0.01%)
    80μs
    1 x afterRenderModule mod_custom (SUBIR DOCUMENTOS) (1.74KB) (0.01%)
    79μs
    1 x afterRenderModule mod_languages (Language Switcher (mobile) (2)) (1.77KB) (0.01%)
    72μs
    1 x afterRenderModule mod_custom () (3.39KB) (0.01%)
    64μs
    1 x afterRenderModule mod_custom () (2.92KB) (0.01%)
    61μs
    1 x Before Access::getAssetRules (id:468 name:com_content.article.299) (18.8KB) (0%)
    37μs
    1 x beforeRenderRawModule mod_languages (Language Switcher (mobile)) (3.73KB) (0%)
    36μs
    1 x beforeRenderRawModule mod_languages (Language Switcher (mobile) (2)) (440B) (0%)
    33μs
    1 x Before Access::preloadPermissions (com_content) (4.2KB) (0%)
    32μs
    1 x beforeRenderRawModule mod_custom (SUBIR DOCUMENTOS) (168B) (0%)
    29μs
    3 x beforeRenderModule mod_custom () (704B) (0%)
    21μs
    1 x After Access::getAssetRules (id:8 name:com_content) (1.59KB) (0%)
    19μs
    1 x beforeRenderModule mod_yootheme_builder (Journal Hero) (720B) (0%)
    13μs
    1 x beforeRenderModule mod_yootheme_builder (Footer (ES)) (720B) (0%)
    11μs
    1 x beforeRenderModule mod_languages (Language Switcher (mobile)) (720B) (0%)
    10μs
    1 x beforeRenderModule mod_menu (Main Menu (ES) (mobile)) (720B) (0%)
    9μs
    1 x beforeRenderModule mod_menu (Main Menu (ES)) (720B) (0%)
    9μs
    1 x beforeRenderModule mod_languages (Language Switcher (mobile) (2)) (720B) (0%)
    8μs
    1 x beforeRenderModule mod_custom (SUBIR DOCUMENTOS) (720B) (0%)
    7μs
    1 x beforeRenderModule mod_custom (Redes) (704B) (0%)
    7μs
    1 x beforeRenderModule mod_custom (Phone Toolbar) (720B) (0%)
    5μs
42 statements were executed, 7 of which were duplicates, 35 unique29.04ms1.21MB
  • SELECT @@SESSION.sql_mode;184μs1.57KB/libraries/vendor/joomla/database/src/Mysqli/MysqliDriver.php:308Copy
  • SELECT `data` FROM `b6nk2_session` WHERE `session_id` = ?823μs1.61KBParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:250Copy
  • SELECT `session_id` FROM `b6nk2_session` WHERE `session_id` = :session_id LIMIT 1182μs1.61KBParams/libraries/src/Session/MetadataManager.php:187Copy
  • INSERT INTO `b6nk2_session` (`session_id`,`guest`,`time`,`userid`,`username`,`client_id`) VALUES (:session_id, :guest, :time, :user_id, :username, :client_id)1.39ms944BParams/libraries/src/Session/MetadataManager.php:260Copy
  • SELECT `extension_id` AS `id`,`element` AS `option`,`params`,`enabled` FROM `b6nk2_extensions` WHERE `type` = 'component' AND `state` = 0 AND `enabled` = 1399μs18.36KB/libraries/src/Component/ComponentHelper.php:399Copy
  • SELECT `id`,`rules` FROM `b6nk2_viewlevels`147μs976B/libraries/src/Access/Access.php:955Copy
  • SELECT `b`.`id` FROM `b6nk2_usergroups` AS `a` LEFT JOIN `b6nk2_usergroups` AS `b` ON `b`.`lft` <= `a`.`lft` AND `b`.`rgt` >= `a`.`rgt` WHERE `a`.`id` = :guest264μs1.64KBParams/libraries/src/Access/Access.php:868Copy
  • SELECT `folder` AS `type`,`element` AS `name`,`params` AS `params`,`extension_id` AS `id` FROM `b6nk2_extensions` WHERE `enabled` = 1 AND `type` = 'plugin' AND `state` IN (0,1) AND `access` IN (:preparedArray1,:preparedArray2) ORDER BY `ordering`909μs4.8KBParams/libraries/src/Plugin/PluginHelper.php:294Copy
  • SELECT * FROM `b6nk2_nextend2_section_storage` WHERE `application` = 'smartslider' AND `section` = 'settings'727μs2.44KB/libraries/smartslider3/src/Framework/Database/Joomla/JoomlaConnectorTable.php:182Copy
  • SELECT * FROM `b6nk2_languages` WHERE `published` = 1 ORDER BY `ordering` ASC312μs2.23KB/libraries/src/Language/LanguageHelper.php:177Copy
  • SELECT `element`,`name`,`client_id`,`extension_id` FROM `b6nk2_extensions` WHERE `type` = 'language' AND `state` = 0 AND `enabled` = 1297μs1.06KB/libraries/src/Language/LanguageHelper.php:250Copy
  • SELECT * FROM b6nk2_rsform_config919μs1.5KB/administrator/components/com_rsform/helpers/config.php:52Copy
  • SELECT `m`.`id`,`m`.`menutype`,`m`.`title`,`m`.`alias`,`m`.`note`,`m`.`link`,`m`.`type`,`m`.`level`,`m`.`language`,`m`.`browserNav`,`m`.`access`,`m`.`params`,`m`.`home`,`m`.`img`,`m`.`template_style_id`,`m`.`component_id`,`m`.`parent_id`,`m`.`path` AS `route`,`e`.`element` AS `component` FROM `b6nk2_menu` AS `m` LEFT JOIN `b6nk2_extensions` AS `e` ON `m`.`component_id` = `e`.`extension_id` WHERE ( (`m`.`published` = 1 AND `m`.`parent_id` > 0 AND `m`.`client_id` = 0) AND (`m`.`publish_up` IS NULL OR `m`.`publish_up` <= :currentDate1)) AND (`m`.`publish_down` IS NULL OR `m`.`publish_down` >= :currentDate2) ORDER BY `m`.`lft`1.42ms118.3KBParams/libraries/src/Menu/SiteMenu.php:166Copy
  • SELECT `c`.`id`,`c`.`asset_id`,`c`.`access`,`c`.`alias`,`c`.`checked_out`,`c`.`checked_out_time`,`c`.`created_time`,`c`.`created_user_id`,`c`.`description`,`c`.`extension`,`c`.`hits`,`c`.`language`,`c`.`level`,`c`.`lft`,`c`.`metadata`,`c`.`metadesc`,`c`.`metakey`,`c`.`modified_time`,`c`.`note`,`c`.`params`,`c`.`parent_id`,`c`.`path`,`c`.`published`,`c`.`rgt`,`c`.`title`,`c`.`modified_user_id`,`c`.`version`, CASE WHEN CHAR_LENGTH(`c`.`alias`) != 0 THEN CONCAT_WS(':', `c`.`id`, `c`.`alias`) ELSE `c`.`id` END as `slug` FROM `b6nk2_categories` AS `s` INNER JOIN `b6nk2_categories` AS `c` ON (`s`.`lft` < `c`.`lft` AND `c`.`lft` < `s`.`rgt` AND `c`.`language` IN (:preparedArray1,:preparedArray2)) OR (`c`.`lft` <= `s`.`lft` AND `s`.`rgt` <= `c`.`rgt`) WHERE (`c`.`extension` = :extension OR `c`.`extension` = 'system') AND `c`.`published` = 1 AND `s`.`id` = :id ORDER BY `c`.`lft`633μs5.16KBParams/libraries/src/Categories/Categories.php:375Copy
  • SELECT `id`,`home`,`template`,`s`.`params`,`inheritable`,`parent` FROM `b6nk2_template_styles` AS `s` LEFT JOIN `b6nk2_extensions` AS `e` ON `e`.`element` = `s`.`template` AND `e`.`type` = 'template' AND `e`.`client_id` = `s`.`client_id` WHERE `s`.`client_id` = 0 AND `e`.`enabled` = 1332μs1.14KB/administrator/components/com_templates/src/Model/StyleModel.php:775Copy
  • SELECT `id`,`name`,`rules`,`parent_id` FROM `b6nk2_assets` WHERE `name` IN (:preparedArray1,:preparedArray2,:preparedArray3,:preparedArray4,:preparedArray5,:preparedArray6,:preparedArray7,:preparedArray8,:preparedArray9,:preparedArray10,:preparedArray11,:preparedArray12,:preparedArray13,:preparedArray14,:preparedArray15,:preparedArray16,:preparedArray17,:preparedArray18,:preparedArray19,:preparedArray20,:preparedArray21,:preparedArray22,:preparedArray23,:preparedArray24,:preparedArray25,:preparedArray26,:preparedArray27,:preparedArray28,:preparedArray29,:preparedArray30,:preparedArray31,:preparedArray32,:preparedArray33,:preparedArray34,:preparedArray35,:preparedArray36,:preparedArray37,:preparedArray38,:preparedArray39,:preparedArray40,:preparedArray41,:preparedArray42,:preparedArray43,:preparedArray44,:preparedArray45,:preparedArray46,:preparedArray47,:preparedArray48)1.01ms8.12KBParams/libraries/src/Access/Access.php:357Copy
  • SELECT `id`,`name`,`rules`,`parent_id` FROM `b6nk2_assets` WHERE `name` LIKE :asset OR `name` = :extension OR `parent_id` = 0602μs28.3KBParams/libraries/src/Access/Access.php:301Copy
  • SHOW FULL COLUMNS FROM `b6nk2_content`2.25ms2.39KB/libraries/vendor/joomla/database/src/Mysqli/MysqliDriver.php:587Copy
  • UPDATE `b6nk2_content` SET `hits` = (`hits` + 1) WHERE `id` = '299'2.27ms48B/libraries/src/Table/Table.php:1348Copy
  • SELECT `a`.`id`,`a`.`asset_id`,`a`.`title`,`a`.`alias`,`a`.`introtext`,`a`.`fulltext`,`a`.`state`,`a`.`catid`,`a`.`created`,`a`.`created_by`,`a`.`created_by_alias`,`a`.`modified`,`a`.`modified_by`,`a`.`checked_out`,`a`.`checked_out_time`,`a`.`publish_up`,`a`.`publish_down`,`a`.`images`,`a`.`urls`,`a`.`attribs`,`a`.`version`,`a`.`ordering`,`a`.`metakey`,`a`.`metadesc`,`a`.`access`,`a`.`hits`,`a`.`metadata`,`a`.`featured`,`a`.`language`,`fp`.`featured_up`,`fp`.`featured_down`,`c`.`title` AS `category_title`,`c`.`alias` AS `category_alias`,`c`.`access` AS `category_access`,`c`.`language` AS `category_language`,`fp`.`ordering`,`u`.`name` AS `author`,`parent`.`title` AS `parent_title`,`parent`.`id` AS `parent_id`,`parent`.`path` AS `parent_route`,`parent`.`alias` AS `parent_alias`,`parent`.`language` AS `parent_language`,ROUND(`v`.`rating_sum` / `v`.`rating_count`, 1) AS `rating`,`v`.`rating_count` AS `rating_count` FROM `b6nk2_content` AS `a` INNER JOIN `b6nk2_categories` AS `c` ON `c`.`id` = `a`.`catid` LEFT JOIN `b6nk2_content_frontpage` AS `fp` ON `fp`.`content_id` = `a`.`id` LEFT JOIN `b6nk2_users` AS `u` ON `u`.`id` = `a`.`created_by` LEFT JOIN `b6nk2_categories` AS `parent` ON `parent`.`id` = `c`.`parent_id` LEFT JOIN `b6nk2_content_rating` AS `v` ON `a`.`id` = `v`.`content_id` WHERE ( (`a`.`id` = :pk AND `c`.`published` > 0 AND `a`.`language` IN (:preparedArray1,:preparedArray2)) AND (`a`.`publish_up` IS NULL OR `a`.`publish_up` <= :publishUp)) AND (`a`.`publish_down` IS NULL OR `a`.`publish_down` >= :publishDown) AND `a`.`state` IN (:preparedArray3,:preparedArray4)732μs24.69KBParams/components/com_content/src/Model/ArticleModel.php:215Copy
  • SELECT `c`.`id`,`c`.`asset_id`,`c`.`access`,`c`.`alias`,`c`.`checked_out`,`c`.`checked_out_time`,`c`.`created_time`,`c`.`created_user_id`,`c`.`description`,`c`.`extension`,`c`.`hits`,`c`.`language`,`c`.`level`,`c`.`lft`,`c`.`metadata`,`c`.`metadesc`,`c`.`metakey`,`c`.`modified_time`,`c`.`note`,`c`.`params`,`c`.`parent_id`,`c`.`path`,`c`.`published`,`c`.`rgt`,`c`.`title`,`c`.`modified_user_id`,`c`.`version`, CASE WHEN CHAR_LENGTH(`c`.`alias`) != 0 THEN CONCAT_WS(':', `c`.`id`, `c`.`alias`) ELSE `c`.`id` END as `slug` FROM `b6nk2_categories` AS `s` INNER JOIN `b6nk2_categories` AS `c` ON (`s`.`lft` < `c`.`lft` AND `c`.`lft` < `s`.`rgt` AND `c`.`language` IN (:preparedArray3,:preparedArray4)) OR (`c`.`lft` <= `s`.`lft` AND `s`.`rgt` <= `c`.`rgt`) WHERE (`c`.`extension` = :extension OR `c`.`extension` = 'system') AND `c`.`access` IN (:preparedArray1,:preparedArray2) AND `c`.`published` = 1 AND `s`.`id` = :id ORDER BY `c`.`lft`684μs5.22KBParams/libraries/src/Categories/Categories.php:375Copy
  • SELECT `m`.`tag_id`,`t`.* FROM `b6nk2_contentitem_tag_map` AS `m` INNER JOIN `b6nk2_tags` AS `t` ON `m`.`tag_id` = `t`.`id` WHERE `m`.`type_alias` = :contentType AND `m`.`content_item_id` = :id AND `t`.`published` = 1 AND `t`.`access` IN (:preparedArray1,:preparedArray2)385μs5.22KBParams/libraries/src/Helper/TagsHelper.php:388Copy
  • SELECT `c`.`id`,`c`.`asset_id`,`c`.`access`,`c`.`alias`,`c`.`checked_out`,`c`.`checked_out_time`,`c`.`created_time`,`c`.`created_user_id`,`c`.`description`,`c`.`extension`,`c`.`hits`,`c`.`language`,`c`.`level`,`c`.`lft`,`c`.`metadata`,`c`.`metadesc`,`c`.`metakey`,`c`.`modified_time`,`c`.`note`,`c`.`params`,`c`.`parent_id`,`c`.`path`,`c`.`published`,`c`.`rgt`,`c`.`title`,`c`.`modified_user_id`,`c`.`version`, CASE WHEN CHAR_LENGTH(`c`.`alias`) != 0 THEN CONCAT_WS(':', `c`.`id`, `c`.`alias`) ELSE `c`.`id` END as `slug` FROM `b6nk2_categories` AS `s` INNER JOIN `b6nk2_categories` AS `c` ON (`s`.`lft` < `c`.`lft` AND `c`.`lft` < `s`.`rgt` AND `c`.`language` IN (:preparedArray3,:preparedArray4)) OR (`c`.`lft` <= `s`.`lft` AND `s`.`rgt` <= `c`.`rgt`) WHERE (`c`.`extension` = :extension OR `c`.`extension` = 'system') AND `c`.`access` IN (:preparedArray1,:preparedArray2) AND `c`.`published` = 1 AND `s`.`id` = :id ORDER BY `c`.`lft`621μs5.22KBParams/libraries/src/Categories/Categories.php:375Copy
  • SELECT DISTINCT a.id, a.title, a.name, a.checked_out, a.checked_out_time, a.note, a.state, a.access, a.created_time, a.created_user_id, a.ordering, a.language, a.fieldparams, a.params, a.type, a.default_value, a.context, a.group_id, a.label, a.description, a.required, a.only_use_in_subform,l.title AS language_title, l.image AS language_image,uc.name AS editor,ag.title AS access_level,ua.name AS author_name,g.title AS group_title, g.access as group_access, g.state AS group_state, g.note as group_note FROM b6nk2_fields AS a LEFT JOIN `b6nk2_languages` AS l ON l.lang_code = a.language LEFT JOIN b6nk2_users AS uc ON uc.id=a.checked_out LEFT JOIN b6nk2_viewlevels AS ag ON ag.id = a.access LEFT JOIN b6nk2_users AS ua ON ua.id = a.created_user_id LEFT JOIN b6nk2_fields_groups AS g ON g.id = a.group_id LEFT JOIN `b6nk2_fields_categories` AS fc ON fc.field_id = a.id WHERE ( (`a`.`context` = :context AND (`fc`.`category_id` IS NULL OR `fc`.`category_id` IN (:preparedArray1,:preparedArray2)) AND `a`.`access` IN (:preparedArray3,:preparedArray4)) AND (`a`.`group_id` = 0 OR `g`.`access` IN (:preparedArray5,:preparedArray6)) AND `a`.`state` = :state) AND (`a`.`group_id` = 0 OR `g`.`state` = :gstate) AND `a`.`only_use_in_subform` = :only_use_in_subform AND `a`.`language` IN (:preparedArray7,:preparedArray8) ORDER BY a.ordering ASC551μs6.06KBParams/libraries/src/MVC/Model/BaseDatabaseModel.php:164Copy
  • SELECT `a`.`id`,`a`.`title`,`a`.`catid`,`a`.`language`, CASE WHEN CHAR_LENGTH(`a`.`alias`) != 0 THEN CONCAT_WS(':', `a`.`id`, `a`.`alias`) ELSE a.id END AS `slug`, CASE WHEN CHAR_LENGTH(`cc`.`alias`) != 0 THEN CONCAT_WS(':', `cc`.`id`, `cc`.`alias`) ELSE cc.id END AS `catslug` FROM `b6nk2_content` AS `a` LEFT JOIN `b6nk2_categories` AS `cc` ON `cc`.`id` = `a`.`catid` WHERE `a`.`catid` = :catid AND `a`.`state` = :state AND `a`.`access` IN (:preparedArray1,:preparedArray2) AND (`publish_up` IS NULL OR `publish_up` <= :nowDate1) AND (`publish_down` IS NULL OR `publish_down` >= :nowDate2) AND `a`.`language` IN (:preparedArray3,:preparedArray4) ORDER BY CASE WHEN `a`.`publish_up` IS NULL THEN `a`.`created` ELSE `a`.`publish_up` END DESC1.22ms3.56KBParams/plugins/content/pagenavigation/src/Extension/PageNavigation.php:188Copy
  • SELECT `c`.`id`,`c`.`asset_id`,`c`.`access`,`c`.`alias`,`c`.`checked_out`,`c`.`checked_out_time`,`c`.`created_time`,`c`.`created_user_id`,`c`.`description`,`c`.`extension`,`c`.`hits`,`c`.`language`,`c`.`level`,`c`.`lft`,`c`.`metadata`,`c`.`metadesc`,`c`.`metakey`,`c`.`modified_time`,`c`.`note`,`c`.`params`,`c`.`parent_id`,`c`.`path`,`c`.`published`,`c`.`rgt`,`c`.`title`,`c`.`modified_user_id`,`c`.`version`, CASE WHEN CHAR_LENGTH(`c`.`alias`) != 0 THEN CONCAT_WS(':', `c`.`id`, `c`.`alias`) ELSE `c`.`id` END as `slug` FROM `b6nk2_categories` AS `s` INNER JOIN `b6nk2_categories` AS `c` ON (`s`.`lft` < `c`.`lft` AND `c`.`lft` < `s`.`rgt` AND `c`.`language` IN (:preparedArray3,:preparedArray4)) OR (`c`.`lft` <= `s`.`lft` AND `s`.`rgt` <= `c`.`rgt`) WHERE (`c`.`extension` = :extension OR `c`.`extension` = 'system') AND `c`.`access` IN (:preparedArray1,:preparedArray2) AND `c`.`published` = 1 AND `s`.`id` = :id ORDER BY `c`.`lft`739μs5.22KBParams/libraries/src/Categories/Categories.php:375Copy
  • SELECT custom_data FROM b6nk2_extensions WHERE element = 'yootheme' AND folder = 'system' LIMIT 11.07ms880.84KB/templates/yootheme/packages/platform-joomla/src/Storage.php:30Copy
  • SELECT `language`,`id` FROM `b6nk2_menu` WHERE `home` = '1' AND `published` = 1 AND `client_id` = 0534μs944B/libraries/src/Language/Multilanguage.php:123Copy
  • SELECT `alias` FROM `b6nk2_content` WHERE `id` = :id199μs1.63KBParams/components/com_content/src/Service/Router.php:168Copy
  • SELECT `alias` FROM `b6nk2_content` WHERE `id` = :id120μs1.63KBParams/components/com_content/src/Service/Router.php:168Copy
  • SELECT `c2`.`language`,CONCAT_WS(':', `c2`.`id`, `c2`.`alias`) AS `id`,CONCAT_WS(':', `ca`.`id`, `ca`.`alias`) AS `catid` FROM `b6nk2_content` AS `c` INNER JOIN `b6nk2_associations` AS `a` ON `a`.`id` = `c`.`id` AND `a`.`context` = :context INNER JOIN `b6nk2_associations` AS `a2` ON `a`.`key` = `a2`.`key` INNER JOIN `b6nk2_content` AS `c2` ON `a2`.`id` = `c2`.`id` INNER JOIN `b6nk2_categories` AS `ca` ON `c2`.`catid` = `ca`.`id` AND `ca`.`extension` = :extension2 WHERE `c`.`id` = :id AND c2.access IN (1,5) AND c2.language != 'es-ES' AND (c2.publish_up IS NULL OR c2.publish_up <= '2025-04-04 05:50:19') AND (c2.publish_down IS NULL OR c2.publish_down >= '2025-04-04 05:50:19') AND c2.state = 1515μs1.78KBParams/libraries/src/Language/Associations.php:145Copy
  • SELECT `m`.`id`,`m`.`title`,`m`.`module`,`m`.`position`,`m`.`content`,`m`.`showtitle`,`m`.`params`,`mm`.`menuid` FROM `b6nk2_modules` AS `m` LEFT JOIN `b6nk2_modules_menu` AS `mm` ON `mm`.`moduleid` = `m`.`id` LEFT JOIN `b6nk2_extensions` AS `e` ON `e`.`element` = `m`.`module` AND `e`.`client_id` = `m`.`client_id` WHERE ( ( (`m`.`published` = 1 AND `e`.`enabled` = 1 AND `m`.`client_id` = :clientId AND `m`.`access` IN (:preparedArray1,:preparedArray2)) AND (`m`.`publish_up` IS NULL OR `m`.`publish_up` <= :publishUp)) AND (`m`.`publish_down` IS NULL OR `m`.`publish_down` >= :publishDown)) AND (`mm`.`menuid` = :itemId OR `mm`.`menuid` <= 0) AND `m`.`language` IN (:preparedArray3,:preparedArray4) ORDER BY `m`.`position`,`m`.`ordering`1.04ms34.59KBParams/libraries/src/Cache/Controller/CallbackController.php:51Copy
  • SELECT DISTINCT a.id, a.title, a.name, a.checked_out, a.checked_out_time, a.note, a.state, a.access, a.created_time, a.created_user_id, a.ordering, a.language, a.fieldparams, a.params, a.type, a.default_value, a.context, a.group_id, a.label, a.description, a.required, a.only_use_in_subform,l.title AS language_title, l.image AS language_image,uc.name AS editor,ag.title AS access_level,ua.name AS author_name,g.title AS group_title, g.access as group_access, g.state AS group_state, g.note as group_note FROM b6nk2_fields AS a LEFT JOIN `b6nk2_languages` AS l ON l.lang_code = a.language LEFT JOIN b6nk2_users AS uc ON uc.id=a.checked_out LEFT JOIN b6nk2_viewlevels AS ag ON ag.id = a.access LEFT JOIN b6nk2_users AS ua ON ua.id = a.created_user_id LEFT JOIN b6nk2_fields_groups AS g ON g.id = a.group_id WHERE ( (`a`.`access` IN (:preparedArray1,:preparedArray2)) AND (`a`.`group_id` = 0 OR `g`.`access` IN (:preparedArray3,:preparedArray4)) AND `a`.`state` = :state) AND (`a`.`group_id` = 0 OR `g`.`state` = :gstate) AND `a`.`language` IN (:preparedArray5,:preparedArray6) ORDER BY a.ordering ASC535μs16.31KBParams/libraries/src/MVC/Model/BaseDatabaseModel.php:164Copy
  • SELECT `c2`.`language`,`c2`.`id` FROM `b6nk2_menu` AS `c` INNER JOIN `b6nk2_associations` AS `a` ON `a`.`id` = `c`.`id` AND `a`.`context` = :context INNER JOIN `b6nk2_associations` AS `a2` ON `a`.`key` = `a2`.`key` INNER JOIN `b6nk2_menu` AS `c2` ON `a2`.`id` = `c2`.`id` WHERE `c`.`id` = :id359μs1.72KBParams/libraries/src/Language/Associations.php:145Copy
  • SELECT DISTINCT a.id, a.title, a.name, a.checked_out, a.checked_out_time, a.note, a.state, a.access, a.created_time, a.created_user_id, a.ordering, a.language, a.fieldparams, a.params, a.type, a.default_value, a.context, a.group_id, a.label, a.description, a.required, a.only_use_in_subform,l.title AS language_title, l.image AS language_image,uc.name AS editor,ag.title AS access_level,ua.name AS author_name,g.title AS group_title, g.access as group_access, g.state AS group_state, g.note as group_note FROM b6nk2_fields AS a LEFT JOIN `b6nk2_languages` AS l ON l.lang_code = a.language LEFT JOIN b6nk2_users AS uc ON uc.id=a.checked_out LEFT JOIN b6nk2_viewlevels AS ag ON ag.id = a.access LEFT JOIN b6nk2_users AS ua ON ua.id = a.created_user_id LEFT JOIN b6nk2_fields_groups AS g ON g.id = a.group_id WHERE ( (`a`.`context` = :context AND `a`.`access` IN (:preparedArray1,:preparedArray2)) AND (`a`.`group_id` = 0 OR `g`.`access` IN (:preparedArray3,:preparedArray4)) AND `a`.`state` = :state) AND (`a`.`group_id` = 0 OR `g`.`state` = :gstate) AND `a`.`only_use_in_subform` = :only_use_in_subform AND `a`.`language` IN (:preparedArray5,:preparedArray6) ORDER BY a.ordering ASC537μs6KBParams/libraries/src/MVC/Model/BaseDatabaseModel.php:164Copy
  • SELECT * FROM `b6nk2_schemaorg` WHERE `itemId` = :itemId AND `context` = :context276μs1.86KBParams/plugins/system/schemaorg/src/Extension/Schemaorg.php:403Copy
  • SELECT `a`.`id`,`a`.`asset_id`,`a`.`title`,`a`.`alias`,`a`.`introtext`,`a`.`fulltext`,`a`.`state`,`a`.`catid`,`a`.`created`,`a`.`created_by`,`a`.`created_by_alias`,`a`.`modified`,`a`.`modified_by`,`a`.`checked_out`,`a`.`checked_out_time`,`a`.`publish_up`,`a`.`publish_down`,`a`.`images`,`a`.`urls`,`a`.`attribs`,`a`.`version`,`a`.`ordering`,`a`.`metakey`,`a`.`metadesc`,`a`.`access`,`a`.`hits`,`a`.`metadata`,`a`.`featured`,`a`.`language`,`fp`.`featured_up`,`fp`.`featured_down`,`c`.`title` AS `category_title`,`c`.`alias` AS `category_alias`,`c`.`access` AS `category_access`,`c`.`language` AS `category_language`,`fp`.`ordering`,`u`.`name` AS `author`,`parent`.`title` AS `parent_title`,`parent`.`id` AS `parent_id`,`parent`.`path` AS `parent_route`,`parent`.`alias` AS `parent_alias`,`parent`.`language` AS `parent_language`,ROUND(`v`.`rating_sum` / `v`.`rating_count`, 1) AS `rating`,`v`.`rating_count` AS `rating_count` FROM `b6nk2_content` AS `a` INNER JOIN `b6nk2_categories` AS `c` ON `c`.`id` = `a`.`catid` LEFT JOIN `b6nk2_content_frontpage` AS `fp` ON `fp`.`content_id` = `a`.`id` LEFT JOIN `b6nk2_users` AS `u` ON `u`.`id` = `a`.`created_by` LEFT JOIN `b6nk2_categories` AS `parent` ON `parent`.`id` = `c`.`parent_id` LEFT JOIN `b6nk2_content_rating` AS `v` ON `a`.`id` = `v`.`content_id` WHERE ( (`a`.`id` = :pk AND `c`.`published` > 0 AND `a`.`language` IN (:preparedArray1,:preparedArray2)) AND (`a`.`publish_up` IS NULL OR `a`.`publish_up` <= :publishUp)) AND (`a`.`publish_down` IS NULL OR `a`.`publish_down` >= :publishDown) AND `a`.`state` IN (:preparedArray3,:preparedArray4)710μs24.73KBParams/components/com_content/src/Model/ArticleModel.php:215Copy
  • SELECT SUM(CASE WHEN `a`.`next_execution` <= :now THEN 1 ELSE 0 END) AS due_count,SUM(CASE WHEN `a`.`locked` IS NULL THEN 0 ELSE 1 END) AS locked_count FROM `b6nk2_scheduler_tasks` AS `a` WHERE `a`.`state` = 1280μs1.68KBParams/administrator/components/com_scheduler/src/Model/TasksModel.php:517Copy
  • SELECT `c`.`id`,`c`.`asset_id`,`c`.`access`,`c`.`alias`,`c`.`checked_out`,`c`.`checked_out_time`,`c`.`created_time`,`c`.`created_user_id`,`c`.`description`,`c`.`extension`,`c`.`hits`,`c`.`language`,`c`.`level`,`c`.`lft`,`c`.`metadata`,`c`.`metadesc`,`c`.`metakey`,`c`.`modified_time`,`c`.`note`,`c`.`params`,`c`.`parent_id`,`c`.`path`,`c`.`published`,`c`.`rgt`,`c`.`title`,`c`.`modified_user_id`,`c`.`version`, CASE WHEN CHAR_LENGTH(`c`.`alias`) != 0 THEN CONCAT_WS(':', `c`.`id`, `c`.`alias`) ELSE `c`.`id` END as `slug` FROM `b6nk2_categories` AS `s` INNER JOIN `b6nk2_categories` AS `c` ON (`s`.`lft` < `c`.`lft` AND `c`.`lft` < `s`.`rgt` AND `c`.`language` IN (:preparedArray3,:preparedArray4)) OR (`c`.`lft` <= `s`.`lft` AND `s`.`rgt` <= `c`.`rgt`) WHERE (`c`.`extension` = :extension OR `c`.`extension` = 'system') AND `c`.`access` IN (:preparedArray1,:preparedArray2) AND `c`.`published` = 1 AND `s`.`id` = :id ORDER BY `c`.`lft`633μs5.22KBParams/libraries/src/Categories/Categories.php:375Copy
  • SELECT `c`.`id`,`c`.`asset_id`,`c`.`access`,`c`.`alias`,`c`.`checked_out`,`c`.`checked_out_time`,`c`.`created_time`,`c`.`created_user_id`,`c`.`description`,`c`.`extension`,`c`.`hits`,`c`.`language`,`c`.`level`,`c`.`lft`,`c`.`metadata`,`c`.`metadesc`,`c`.`metakey`,`c`.`modified_time`,`c`.`note`,`c`.`params`,`c`.`parent_id`,`c`.`path`,`c`.`published`,`c`.`rgt`,`c`.`title`,`c`.`modified_user_id`,`c`.`version`, CASE WHEN CHAR_LENGTH(`c`.`alias`) != 0 THEN CONCAT_WS(':', `c`.`id`, `c`.`alias`) ELSE `c`.`id` END as `slug` FROM `b6nk2_categories` AS `s` INNER JOIN `b6nk2_categories` AS `c` ON (`s`.`lft` < `c`.`lft` AND `c`.`lft` < `s`.`rgt` AND `c`.`language` IN (:preparedArray3,:preparedArray4)) OR (`c`.`lft` <= `s`.`lft` AND `s`.`rgt` <= `c`.`rgt`) WHERE (`c`.`extension` = :extension OR `c`.`extension` = 'system') AND `c`.`access` IN (:preparedArray1,:preparedArray2) AND `c`.`published` = 1 AND `s`.`id` = :id ORDER BY `c`.`lft`506μs5.22KBParams/libraries/src/Categories/Categories.php:375Copy
  • SELECT `session_id` FROM `b6nk2_session` WHERE `session_id` = ?179μs1.63KBParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:277Copy
  • UPDATE `b6nk2_session` SET `data` = ? , `time` = ? WHERE `session_id` = ?1.54ms912BParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:301Copy